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ChatGPT| Source | Share | Links |
|---|---|---|
| westpac.com.au | 38% | 179 |
| commbank.com.au | 33% | 150 |
| nab.com.au | 32% | 140 |
| anz.com.au | 30% | 152 |
| canstar.com.au | 18% | 77 |
| macquarie.com.au | 17% | 75 |
| moneysmart.gov.au | 13% | 55 |
| finder.com.au | 12% | 44 |
| theguardian.com | 12% | 40 |
| liberty.com.au | 9% | 44 |
AI Rankings · Home loan lenders and mortgage products · Australia
Best home loan lenders and mortgage products in Australia, according to AI (October 2026)
We asked ChatGPT, Gemini and Google AI Mode 120 questions a buyer in Australia types when looking for home loan lenders and mortgage products. The engines named 195 companies in Australia. Commonwealth Bank is named most often, in 61% of answers, followed by Westpac (53%) and NAB (51%). 66 are named by all three engines.
The full list is below, ranked by how consistently each company is named.
- 120 buyer questions
- 360 answers read
- 3 engines
All 195 companies AI names in Australia
Click a company to open its full report: every answer that names it, where it stands in each one, and the sites behind every rival. Mentioned is the share of answers that name the company: all 360, one engine’s 120 in the engine columns. Green marks that engine’s 3 most recommended. A crossed circle means it never named the company. Click a heading to sort.
Every company AI named in Australia, ranked by how consistently it is named.
3 most recommended. 192 named. The rest not cited.
Not cited by AI? Start here.
See every answer that names a rival instead of you, and the fix for each.
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Where AI gets its answers
Before an engine names a company, it reads the web. These are the sites each engine cited most in its 120 answers for Australia, by the share of answers citing them.
ChatGPT
Gemini| Source | Share | Links |
|---|---|---|
| homeloanexperts.com.au | 21% | 120 |
| commbank.com.au | 13% | 49 |
| westpac.com.au | 12% | 48 |
| finder.com.au | 11% | 54 |
| money.com.au | 8% | 58 |
| nab.com.au | 8% | 30 |
| mozo.com.au | 7% | 50 |
| canstar.com.au | 5% | 34 |
| stryve.com.au | 5% | 50 |
| aussie.com.au | 5% | 22 |
Google AI Mode| Source | Share | Links |
|---|---|---|
| canstar.com.au | 23% | 60 |
| mortgagechoice.com.au | 22% | 51 |
| commbank.com.au | 20% | 56 |
| nab.com.au | 18% | 45 |
| westpac.com.au | 16% | 46 |
| money.com.au | 10% | 26 |
| mozo.com.au | 10% | 22 |
| broker.loanmarket.com.au | 9% | 22 |
| anz.com.au | 8% | 22 |
| reddit.com | 8% | 19 |
One thing stands out. ChatGPT cites company sites directly: westpac.com.au tops its list, so a company’s own pages decide whether it is named.
What to do with your row
Most recommendedTop 3 on an engine
Open your full report, then take the “Top 3 in AI answers” badge. It names the engine, it links back here, and it is free. Then keep the spot: Findrix tracks all three engines for your company and tells you when a rival moves in.
MentionedNamed, not recommended
Findrix shows you, answer by answer, who took the recommendation instead of you and which sites got them there. Your site becomes a numbered list of edits, and the next scan confirms each one.
Not namedMissing from all 360 answers
Findrix runs your buyers’ questions for your company and shows what AI says instead of you, with every wrong fact and the correction written for you.
Start free trial →Control your AI visibility · 7-day free trial · cancel anytime
What “Top 3 in AI answers” means
A company gets the badge when it is in the top 3 on any single engine, by how many of that engine’s answers recommend it, not just name it. The badge names the engine, so a company can hold it on Gemini and not on ChatGPT. In Australia that is Commonwealth Bank, Westpac and NAB on ChatGPT. Commonwealth Bank, Westpac and NAB on Gemini. Commonwealth Bank, Westpac and NAB on Google AI Mode. 9 badges, 3 companies. A badge holder confirms its website inside the report and puts the badge on its site, and it links back to this page.
The 120 questions we asked
Every company was measured against the same 120 questions, asked the way a buyer types them, with no company name in the question. Grouped by how the question is asked: four kinds.
Use case (the job is named)
3 questions
- Which Australian mortgage lenders allow the longest interest only period for an investor?
- Do any mortgage lenders in Australia do bridging finance when you've bought the next place before selling the old one?
- Looking for low doc home loans in Australia for a contractor who gets paid on invoices, not payslips.
Alternatives (excluding the well-known)
the question asks for options outside the market leaders9 questions
- any lesser-known mortgage lenders in australia that will lend on something unusual like a converted warehouse
- which mortgage providers in australia let you pay weekly or fortnightly instead of monthly
- Is there an independent mortgage lender in Australia that counts short term rental income from the place I'm buying?
+ 6 more questions in this group.
Criterion (price, reviews, support, integration)
a plain category question with one qualifier12 questions
- Who has the cheapest investor home loans in Australia right now?
- Which mortgage lenders Australia-wide will lend the most against a combined household income of $160,000?
- Recommend the cheapest home loan lenders and mortgage products Australia-wide for borrowing around $500,000.
+ 9 more questions in this group.
Other phrasing
96 questions
- Show me mortgage lenders in Australia that will do a free property valuation when you apply.
- I'm 63 and want to buy a smaller place, so which home loan lenders in Australia will still lend to someone close to retirement?
- Do any insurers in Australia also offer their own home loan products?
+ 93 more questions in this group.
How we measure
Each of the 120 questions was asked once to ChatGPT, Gemini and Google AI Mode in October 2026: 360 answers. We read every answer and record which companies it names. A company’s share is the part of answers that name it. Different spellings of one company are merged into one row.
Left out: companies outside Australia, and names that aren’t home loan lenders and mortgage products. A name AI gave without a website we could find is listed without a profile.
One run per question means a single answer moves a company at the bottom of the table by a point. Treat differences of 1 to 2% as noise and the top 20 as stable.
One email when the next run moves this list: who entered, who left, where you stand. No newsletter.
Questions about this ranking
Why isn’t my company listed?
Either no engine named it in the 360 answers we read, or it was named and we could not match it to a website. Search the list above. If it was named, its full report is ready and you can add the website from there. If it was never named, Findrix shows what AI says when buyers ask about home loan lenders and mortgage products, which rivals it names instead, and a ranked list of fixes: the page, the edit, and the next scan ticks it off. It starts with the 7-day trial.
What is in the full report?
Everything we collected about the company: its position on each of ChatGPT, Gemini and Google AI Mode, recommended or only mentioned, its average position in the answer and what AI says about it word for word. It opens after a quick login, free, for anyone. The “Top 3 in AI answers” badge goes on the company’s site when any engine puts it in its top 3.
Why would I subscribe if I am already listed?
This page is one snapshot. Findrix is where you control and grow your AI visibility over time: your own question set, 60 to 180 questions by plan, tracked for you and your rivals. On every answer you see recommended, only mentioned, or a rival, and which sites earned that rival the spot. Wrong facts come with the correction email written for you. Your site becomes a numbered plan: which page, what to change, confirmed by the next scan. A PDF report for you and your team. It starts with the 7-day trial.
Can I correct or remove my company’s listing?
Use Request a correction at the bottom of the page: we check the change against the answers and fix the listing. Sign in with an email on the company’s domain to open its full report. For anything else, write to us there too and we will look at it against your website.
More AI rankings
Measured in October 2026: 120 questions x 3 engines x 1 run. Request a correction.
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