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AI Rankings · Car, home and travel insurance · Australia

Best car, home and travel insurance in Australia, according to AI (October 2026)

We asked ChatGPT, Gemini and Google AI Mode 120 questions a buyer in Australia types when looking for car, home and travel insurance. The engines named 177 companies in Australia. Allianz is named most often, in 51% of answers, followed by NRMA (43%) and AAMI (40%). 73 are named by all three engines.

The full list is below, ranked by how consistently each company is named.

  • 120 buyer questions
  • 360 answers read
  • 3 engines

All 177 companies AI names in Australia

Click a company to open its full report: every answer that names it, where it stands in each one, and the sites behind every rival. Mentioned is the share of answers that name the company: all 360, one engine’s 120 in the engine columns. Green marks that engine’s 3 most recommended. A crossed circle means it never named the company. Click a heading to sort.

Report
1Allianzallianz.com.au51%53%Most recommended53%Most recommended46%Most recommendedSee full report
2NRMAmynrma.com.au43%34%47%Most recommended48%Most recommendedSee full report
3AAMIaami.com.au40%37%Most recommended42%42%Most recommendedSee full report
4Budget Directbudgetdirect.com.au38%33%Most recommended40%Most recommended40%See full report
5RACVracv.com.au29%28%29%30%See full report
6Youiyoui.com.au28%31%31%22%See full report
7Suncorpsuncorp.com.au28%26%30%27%See full report
8RACQracq.com.au20%21%22%18%See full report
9QBEqbe.com19%20%16%20%See full report
10Cover-Morecovermore.com.au16%20%15%12%See full report

167 more companies below

11GIOgio.com.au16%16%16%15%See full report
12RAAraa.com.au14%13%17%11%See full report
13CGUcgu.com.au13%6%14%19%See full report
14InsureandGoinsureandgo.com.au13%8%12%18%See full report
15RACrac.com.au12%15%11%11%See full report
161Cover1cover.com.au10%13%7%11%See full report
17Apiaapia.com.au10%9%8%12%See full report
18Binglebingle.com.au8%5%12%8%See full report
19Fast Coverfastcover.com.au8%9%8%8%See full report
20ROLLiN'rollininsurance.com.au7%6%8%7%See full report
21IAGiag.com.au7%6%7%8%See full report
22Qantas Insuranceqantas.com7%4%10%6%See full report
23Shannonsshannons.com.au7%5%7%8%See full report
24Southern Cross Travel Insurancesoutherncrosstravelinsurance.com.au6%11%5%3%See full report
25Huddle Insurancehuddleinsurance.com6%5%4%8%See full report
26Medibankmedibank.com.au6%3%8%7%See full report
27Coles Insurancecoles.com.au6%6%9%2%See full report
28Australia Postauspost.com.au5%5%8%3%See full report
29Tick Travel Insurancetickinsurance.com.au5%3%9%3%See full report
30Everyday Insuranceeveryday.com.au4%2%9%2%See full report
31SGIOno website found4%5%7%See full report
32Australian Seniorsseniors.com.au4%3%4%4%See full report
33Bupabupa.com.au4%4%3%3%See full report
34Freelyfreely.me4%1%8%2%See full report
35World Nomadsworldnomads.com4%4%2%5%See full report
36CommBankcommbank.com.au3%3%6%2%See full report
37Chubbchubb.com3%3%3%3%See full report
38Enthusiast Motor Insuranceenthusiast.com.au3%4%3%3%See full report
39nibnib.com.au3%5%2%3%See full report
40SGICno website found3%4%5%See full report
41Zurichzurich.com.au3%4%4%1%See full report
42ANZanz.com.au3%4%3%2%See full report
43Auto & Generalautogeneral.com.au3%3%3%2%See full report
44Hollardhollard.com.au3%1%6%2%See full report
45Kogankoganinsurance.com.au3%3%5%See full report
46NABnab.com.au3%2%4%3%See full report
47Westpacwestpac.com.au3%3%3%3%See full report
48ahmahm.com.au3%2%3%3%See full report
49RACTract.com.au3%3%2%3%See full report
50EBM RentCoverrentcover.com.au2%2%3%3%See full report
51Real Insurancerealinsurance.com.au2%2%3%3%See full report
52Verovero.com.au2%1%3%3%See full report
53WFIwfi.com.au2%1%3%3%See full report
54World2Coverworld2cover.com.au2%3%3%1%See full report
55Go Insurancegoinsurance.com.au2%3%3%1%See full report
56Travel Insurance Savertravelinsurancesaver.com.au2%3%3%See full report
57Virgin Australiavirginaustralia.com2%3%1%2%See full report
58Terri Scheerterrischeer.com.au2%2%3%See full report
59Tokio Marinetokiomarine.com.au2%3%3%See full report
60Travel Insurance Directtravelinsurancedirect.com.au2%3%1%1%See full report
61AllClear Travel Insuranceallcleartravel.com.au1%2%3%See full report
62Honey Insurancehoneyinsurance.com.au1%1%3%1%See full report
63INGing.com.au1%3%2%See full report
64MB Insurance Groupmbinsurance.com.au1%1%2%2%See full report
65PassportCard Australiapassportcard.com.au1%2%3%See full report
66Ryno Insurancerynoinsurance.com.au1%2%2%1%See full report
67Zoom Travel Insurancezoomtravelinsurance.com.au1%1%3%1%See full report
68Australian Unityaustralianunity.com.au1%1%3%See full report
69Bendigo Bank Insurancebendigobank.com.au1%1%1%2%See full report
70Boomers Travel Insuranceboomerstravelinsurance.com.au1%1%2%1%See full report
71CIL Insurancecilinsurance.com.au1%1%2%1%See full report
72Insure4Lessinsure4less.com.au1%2%2%See full report
73ShareCoversharecover.com1%1%2%1%See full report
74Steadfaststeadfast.com.au1%1%2%1%See full report
75Ansvaransvar.com.au1%1%1%1%See full report
76Assetinsureassetinsure.com.au1%2%1%See full report
77Bank Australiabankaust.com.au1%1%1%1%See full report
78Club 4X4club4x4.com.au1%2%1%See full report
79Europ Assistanceno website found1%3%See full report
80Farmstyle Insurancefarmstyleinsurance.com.au1%1%1%1%See full report
81Honanhonanpartners.com.au1%3%See full report
82Lumley Special Vehicles Insurancelumleys.net1%1%1%1%See full report
83Medical Travel Shield Australiamedicaltravelshield.com.au1%1%1%1%See full report
84Openbeopen.com1%1%1%1%See full report
85St.Georgestgeorge.com.au1%1%1%1%See full report
86Sure Insurancesure-insurance.com.au1%2%1%See full report
87SUREWiSEsurewise.com.au1%1%1%1%See full report
88Tank Insurancetankinsurance.com.au1%1%1%1%See full report
89Worldcareworldcare.com.au1%2%1%See full report
90XCoverxcover.com1%1%1%1%See full report
91AANTaant.com.au1%1%1%See full report
92All Trades Coveralltradescover.com.au1%1%1%See full report
93Aonaon.com.au1%1%1%See full report
94ATC Insurance Solutionsno website found1%1%1%See full report
95Ausureausure.com.au1%1%1%See full report
96BizCoverbizcover.com.au1%1%1%See full report
97COTA Insurancecota.com.au1%1%1%See full report
98Coverforce PPIScoverforce.com.au1%2%See full report
99Cowden Insurance Brokerscowden.com.au1%1%1%See full report
100Easy Travel Insuranceeasytravelinsurance.com.au1%1%1%See full report
101Elderselders.com.au1%1%1%See full report
102Famous Insurancefamousinsurance.com.au1%2%See full report
103MHIA Insurancemhia.com.au1%1%1%See full report
104National Seniors Insurancenationalseniorsinsurance.com.au1%1%1%See full report
105Oceania Insuranceoceaniainsurance.com.au1%1%1%See full report
106One Underwritingoneunderwriting.com.au1%1%1%See full report
107OUTsuranceno website found1%1%1%See full report
108Quantum Underwritingquantumprivateclients.com.au1%1%1%See full report
109Trade Risktraderisk.com.au1%1%1%See full report
110Virgin Moneyvirginmoney.com.au1%1%1%See full report
111Wymark Specialtywymarkspecialty.com.au1%1%1%See full report
112AIB Insuranceaibinsurance.com.au0%1%See full report
113AIGaig.com.au0%1%See full report
114AJG Australia Private Client Insurancequantumprivateclients.com.au0%1%See full report
115AllRiskno website found0%1%See full report
116AOBISaobis.com.au0%1%See full report
117AUB Groupno website found0%1%See full report
118Australian Military Bankaustralianmilitarybank.com.au0%1%See full report
119Avoca Insurance Brokersavoca.com.au0%1%See full report
120Bankwestbankwest.com.au0%1%See full report
121Cairns Home Insurancecairnshomeinsurance.com.au0%1%See full report
122Capricorn Mutualcapricorn.coop0%1%See full report
123Carpeeshno website found0%1%See full report
124Ceneta Insurance Servicesceneta.com.au0%1%See full report
125Chase Underwritingchaseunderwriting.com.au0%1%See full report
126CHUchu.com.au0%1%See full report
127Clover Insurancecloverinsure.com.au0%1%See full report
128Community Broker Networkno website found0%1%See full report
129CourierCovercouriercover.com.au0%1%See full report
130Dawes Insurancedawes.com.au0%1%See full report
131Defence Service Homes Insurance Schemeno website found0%1%See full report
132Divers Alert Network (DAN World)dan.org0%1%See full report
133DKG Insurance Brokersdkg.com.au0%1%See full report
134DUALno website found0%1%See full report
135Eastern Equityeasternequitysoutheast.com.au0%1%See full report
136Flight Centreflightcentre.com.au0%1%See full report
137Fortis Risk Solutionsfortisrisksolutions.com.au0%1%See full report
138Fundamental Insurance Brokers Melbournefundamentalinsurancebrokers.com.au0%1%See full report
139Gallagherajg.com0%1%See full report
140Good Insurance / Essentials by AAIessentialsbyaai.com.au0%1%See full report
141Guild Insuranceguildinsurance.com.au0%1%See full report
142HanseMerkurhmrv.de0%1%See full report
143HCFhcf.com.au0%1%See full report
144HDL Insurance Brokershdlbrokers.com.au0%1%See full report
145HIA Insurance Serviceshia.com.au0%1%See full report
146Holdfast Insurance Brokersno website found0%1%See full report
147InfaSecureno website found0%1%See full report
148Insure My Artinsuremyart.com.au0%1%See full report
149JewelCoverno website found0%1%See full report
150JMD Rossjmdross.com.au0%1%See full report
151Kokomo Insuranceno website found0%1%See full report
152Lloyd's of Londonno website found0%1%See full report
153Lonmartlonmart.com0%1%See full report
154Luxsure Insuranceluxsureinsurance.com.au0%1%See full report
155MCA Insurance Brokersno website found0%1%See full report
156Morena Insurance Advisorymorenainsurance.com.au0%1%See full report
157Morgan Insurance Brokersmorganinsurancebrokers.com.au0%1%See full report
158OneSureonesure.com.au0%1%See full report
159PD Insuranceno website found0%1%See full report
160People First Bankpeoplefirstbank.com.au0%1%See full report
161Praden Private Clientspraden.com.au0%1%See full report
162PropertyInsurances.aupropertyinsurances.au0%1%See full report
163PSC Insurance Brokerspscconnect.com.au0%1%See full report
164Q Reportno website found0%1%See full report
165Quantum Private Clientsquantumfinancial.com.au0%1%See full report
166Rivergum Insurance Brokersno website found0%1%See full report
167Select Insurance Brokerselectinsurance.com.au0%1%See full report
168SGUAsgua.com.au0%1%See full report
169SHC Insurance Brokersno website found0%1%See full report
170Shielded Insuranceshieldedinsurance.com.au0%1%See full report
171Sirius Insuranceno website found0%1%See full report
172The Mutual Bankthemutual.com.au0%1%See full report
173Travel Insuranztravelinsuranz.com.au0%1%See full report
174TrueCovertruecover.com.au0%1%See full report
175Tudor Insurance Australiatudorinsurance.com.au0%1%See full report
176UbiCarubicar.com.au0%1%See full report
177Unique Insurance Groupno website found0%1%See full report

Every company AI named in Australia, ranked by how consistently it is named.

4 most recommended. 173 named. The rest not cited.

Not cited by AI? Start here.

See every answer that names a rival instead of you, and the fix for each.

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Where AI gets its answers

Before an engine names a company, it reads the web. These are the sites each engine cited most in its 120 answers for Australia, by the share of answers citing them.

ChatGPT

159 domains · 2117 links overall

SourceShareLinks
allianz.com.au38%
nrma.com.au21%
budgetdirect.com.au21%
canstar.com.au21%
aami.com.au20%
racv.com.au20%
choice.com.au19%
finder.com.au17%
covermore.com.au16%
youi.com.au14%
Gemini

140 domains · 1693 links overall

SourceShareLinks
finder.com.au32%
allianz.com.au26%
budgetdirect.com.au19%
nrma.com.au17%
aami.com.au13%
comparethemarket.com.au13%
canstar.com.au13%
mozo.com.au13%
youi.com.au12%
suncorp.com.au8%
Google AI Mode

145 domains · 1053 links overall

SourceShareLinks
canstar.com.au31%
allianz.com.au26%
comparethemarket.com.au23%
budgetdirect.com.au23%
nrma.com.au22%
finder.com.au18%
aami.com.au13%
racv.com.au12%
choice.com.au9%
youi.com.au9%

One thing stands out. ChatGPT cites company sites directly: allianz.com.au tops its list, so a company’s own pages decide whether it is named.

What to do with your row

Most recommendedTop 3 on an engine

Open your full report, then take the “Top 3 in AI answers” badge. It names the engine, it links back here, and it is free. Then keep the spot: Findrix tracks all three engines for your company and tells you when a rival moves in.

MentionedNamed, not recommended

Findrix shows you, answer by answer, who took the recommendation instead of you and which sites got them there. Your site becomes a numbered list of edits, and the next scan confirms each one.

Not namedMissing from all 360 answers

Findrix runs your buyers’ questions for your company and shows what AI says instead of you, with every wrong fact and the correction written for you.

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What “Top 3 in AI answers” means

Top 3 in AI answers · Findrix AI Rankings · ChatGPT, Gemini & Google AI Mode · Car, home and travel insurance in Australia · October 2026Top 3 in AI answersFindrixCar, home and travel insurance in AustraliaAI Rankings · ChatGPT, Gemini & Google AI Mode · Oct 2026

A company gets the badge when it is in the top 3 on any single engine, by how many of that engine’s answers recommend it, not just name it. The badge names the engine, so a company can hold it on Gemini and not on ChatGPT. In Australia that is Allianz, AAMI and Budget Direct on ChatGPT. Allianz, NRMA and Budget Direct on Gemini. Allianz, NRMA and AAMI on Google AI Mode. 9 badges, 4 companies. A badge holder confirms its website inside the report and puts the badge on its site, and it links back to this page.

The 120 questions we asked

Every company was measured against the same 120 questions, asked the way a buyer types them, with no company name in the question. Grouped by how the question is asked: four kinds.

Use case (the job is named)

4 questions
  • We back onto bushland and keep getting knocked back, so which Australian home and contents insurance providers will actually cover a house in a bushfire area?
  • Any senior discounts on comprehensive car insurance in Australia for someone who only drives locally?
  • Which Australian car insurance lets me add roadside assistance for a 15-year-old car that keeps breaking down?

+ 1 more question in this group.

Alternatives (excluding the well-known)

the question asks for options outside the market leaders12 questions
  • I need a boutique travel insurance provider in Australia for over-70s, not one of the big names.
  • What alternative travel insurance providers suit an Australian student on a university exchange semester?
  • Can you name some niche Australian insurers that cover a hobby farm under home insurance?

+ 9 more questions in this group.

Criterion (price, reviews, support, integration)

a plain category question with one qualifier13 questions
  • What's the best Australian home and contents insurance for covering motel costs while the house is unlivable after a storm?
  • I barely use my car, maybe a few thousand kilometres a year, so which Australian car insurance companies offer cheaper cover for that?
  • Which general insurance companies across Australia get the most five-star reviews for travel insurance claims?

+ 10 more questions in this group.

Other phrasing

91 questions
  • Can you name Australian home insurance providers that cover accidental damage, like a paint tin spilled on the carpet?
  • Which new Australian companies have launched car, home and travel insurance in the last few years with online-only policies?
  • If my brand new car is written off in the first couple of years, which Australian car insurance companies will replace it with a new one?

+ 88 more questions in this group.

How we measure

Each of the 120 questions was asked once to ChatGPT, Gemini and Google AI Mode in October 2026: 360 answers. We read every answer and record which companies it names. A company’s share is the part of answers that name it. Different spellings of one company are merged into one row.

Left out: companies outside Australia, and names that aren’t car, home and travel insurance. A name AI gave without a website we could find is listed without a profile.

One run per question means a single answer moves a company at the bottom of the table by a point. Treat differences of 1 to 2% as noise and the top 20 as stable.

Full methodology →

Questions about this ranking

Why isn’t my company listed?

Either no engine named it in the 360 answers we read, or it was named and we could not match it to a website. Search the list above. If it was named, its full report is ready and you can add the website from there. If it was never named, Findrix shows what AI says when buyers ask about car, home and travel insurance, which rivals it names instead, and a ranked list of fixes: the page, the edit, and the next scan ticks it off. It starts with the 7-day trial.

What is in the full report?

Everything we collected about the company: its position on each of ChatGPT, Gemini and Google AI Mode, recommended or only mentioned, its average position in the answer and what AI says about it word for word. It opens after a quick login, free, for anyone. The “Top 3 in AI answers” badge goes on the company’s site when any engine puts it in its top 3.

Why would I subscribe if I am already listed?

This page is one snapshot. Findrix is where you control and grow your AI visibility over time: your own question set, 60 to 180 questions by plan, tracked for you and your rivals. On every answer you see recommended, only mentioned, or a rival, and which sites earned that rival the spot. Wrong facts come with the correction email written for you. Your site becomes a numbered plan: which page, what to change, confirmed by the next scan. A PDF report for you and your team. It starts with the 7-day trial.

Can I correct or remove my company’s listing?

Use Request a correction at the bottom of the page: we check the change against the answers and fix the listing. Sign in with an email on the company’s domain to open its full report. For anything else, write to us there too and we will look at it against your website.

More AI rankings

Measured in October 2026: 120 questions x 3 engines x 1 run. Request a correction.